Wells fargo active cash card reddit

The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...

The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ... Discover it® Cash Back and Citi® Double Cash Card. Doubling up on cash-back credit cards can yield hundreds of dollars in rewards annually. The $0-annual-fee Discover it® Cash Back offers 5% ...7. Wells Fargo. Rewards-earning cards from Wells Fargo are eligible for PayPal redemptions. Your Wells Fargo Rewards points won't lose any value when redeemed this way: $1 in cash rewards will ...Looking at the SuB for the WF Active Cash and Autograph cards, Active Cash gives $200 while Autograph gives $300 after spending the respective amounts of $1000 or $1500 within 3 months of card opening.. I currently have the CapitalOne Quicksilver card for my catch-all card, for purchases that don't fall into other higher bonus categories on my other cards. I am looking to replace this with the ...Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...Covered Card means a credit card issued by Wells Fargo Bank, N.A. that provides the benefits described in this Guide. Damage means the Cell Phone can no longer perform function(s) as intended in normal service due to broken parts, material or structural failures.

Here's how: Sign on to your account Select your current credit card Under More Services, choose Switch My Credit Card You'll receive a new card in the mail and any rewards balance will transfer to the new card. Rip 50% bonus points on travel. I would have just applied and gotten the bonus on Active instead.Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn't get the sub but I've called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I'm still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ...Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in purchases in the first year.Amazon Prime Rewards Visa and Wells Fargo Active Cash Approval Odds? Can I be approved for the Amazon Prime Rewards Visa or even the Wells Fargo Active Cash Visa? Credit history is 1 year and a few days. Over 5/24. 12 inquiries on Experian, 6 on Transunion, and 7 on Equifax. The most recent inquiry was made 5 months ago.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus - NerdWallet. 5.0. NerdWallet rating. The bottom line: When it comes to flat-rate cash …

WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa.Discover it® Cash Back and Citi® Double Cash Card. Doubling up on cash-back credit cards can yield hundreds of dollars in rewards annually. The $0-annual-fee Discover it® Cash Back offers 5% ...Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.In this contract, "the Bank," "Wells Fargo," "we," "our," and "us" refer to Wells Fargo Bank, N.A. "You" and "your" mean each person who applied for and received a Wells Fargo Credit Card. "Credit Card" means any cards we issue to you or any devices we allow you to use for accessing your Account to obtain credit. Part 1: Using Your Account

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I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.My other card is Barclays and always reflects transactions within 24 hours. The Wells Fargo website and app blow. This is quite normal for Wells Fargo. If you turn on email alerts, you will be get a notification when you make a purchase.You can't redeem rewards for cash until you hit $25. I don't have the Active Cash, but on at least their Propel, Cash Wise and Platinum cards, you can use the "Redeem for Purchases" option to redeem smaller amounts to cover a purchase made on the card. Yes, if using the traditional redemption method. As the other poster stated, though, you can ...87 87 comments Add a Comment Vanilla35 • 2 yr. ago • Edited 2 yr. ago Stoked to have gotten both this and the Citi Custom Cash. Gotta spend it up these next few months to get both SUBs 💰 18 StrikeScribe • 2 yr. ago I just got Citi Custom Cash a month ago. So this encourages me.Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...

Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ...I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active …Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.More specifically, the Wells Fargo Active Cash® Card, the Wells Fargo Reflect, and the Wells Fargo Autograph℠ Card offer a minimum credit limit of at least $1,000. What you need to know about Wells Fargo credit card limits: Wells Fargo starting credit limit: It’s important to remember that $1,000 is the lowest credit limit you’ll start...WellsFargo Active Cash Card. I opened the WF Active Cash credit card and got my first statement on 9/26/23. It's for $181.97, however, I didn't get any 2% rewards for that statement balance…? And, I've already set it on automatic payment, but it only wants to pay the minimum payment of $25..?Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...

It really is a 2% cash back on all purchases. They accumulate in your rewards account and can only be cashed out in increments of $25 unless you use a portal like travel. But besides that, there are no restrictions on how much you earn or where the money goes. You can request a check in the mail if you want.

Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...So the date is November 4th, 2022 or so. I figure I'll get a new credit card to take advantage of the points bonuses by using it for some holiday shopping to satisfy the required spent amount of $1500 (for Wells Fargo Autograph card). I pay off my Citi credit card ($12500 limit) and call to close it.Wells Fargo Active Cash® Card. Wells Fargo Autograph℠ Card. Annual fee. $0. $0. $0 . Rewards rate. 1x points on rent purchases (on up to $100,000 every year)This 2% card has a $200 SUB. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. But if you spend $10000 with this new card, …For a $0 annual fee, the Wells Fargo Autograph card packs in meaningful rewards earning rates as well as a few other benefits, including a welcome bonus and introductory APR offer for new ...Your only option is to get shafted by Wells Fargo or cancel your card and effect your credit. No one is getting "shafted by Wells Fargo" in the switchover. Wells Fargo will let you keep multiple Active Cash cards, and while you can't switch from Propel to Autograph, you can switch from Active Cash to Autograph. 53.if you have the WF signature card you can use it for travel at 1.5 cents per point. making the cashwise 2.25% and propel 4.5% when redeemed for travel. or you can just combine the balances to get to $25 to cash out. Bruuzu- •. No issues with WF so far. It's my favorite card. stayyfr0styy • 3 yr. ago.Oct 3, 2023 · Quite a few flat-rate cards earn 1.5% cash back, so if a card’s going to stand out, it has to stand apart.While the list of cards that earn 2% cash back is growing, the Wells Fargo Active Cash ... The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders. Read full review. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed ...

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13 Jun 2023 ... Fake websites that look like the official Wells Fargo official site can trick victims into disclosing their credit card numbers or login ...The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last WeekEmergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.While most credit cards offer a 1% or even 1.5% cash-back rate on all purchases, this card offers an unlimited 2% cash rewards on purchases. There is a caveat though -- you can redeem your cash ...Based on identical spending inputs, you’ll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread …What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.Wells Fargo Active Cash ® Card. New Offer! Earn a $200 cash rewards bonus when you spend old price $1,000 new price $500 in purchases in the first 3 months 1. Plus, earn unlimited 2% cash rewards on purchases 2. $0 Annual Fee. Important Credit Terms. Apply now. Meet our best cash back credit card ever!How long to wait until I apply again. So I tried applying for the Wells Fargo Active Cash card but was denied. I believe this is because I just applied for three other cards in a 2 weeks span so it probably set off a red flag for too many inquiries in short time span, but I'm getting alerted from them in the mail explaining further.Time to add a new card to the portfolio. I'm thinking about going for the Wells Fargo Active Cash now. The SUB makes that extra .5% cashback more enticing. Then I'd go for the Citi Custom Cash in 3 months and making that my grocery card. I'm using the Flex for grocery stores this quarter. I'd downgrade my BCP after the annual fee hits.Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.Oct 9, 2023 · 5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day. ….

Flat 2.5% Cashback: Hawaii State FCU Always Cash Visa Signature. 136. 57. r/CreditCards • 28 days ago.I have Wells Fargo Active Cash (got in July 2022), Autograph (January 2023), Cashwise card (got in 2017 and don't use anymore because it's only 1.5% cash back) and a Wells Fargo checking account. Everything Wells Fargo has promised to do so far, it's done.Does this card now provide more perks than the Citi DC Card? I'd argue that the World MasterCard (or World Elite MasterCard) has more perks than a Visa Signature, but despite that, there's probably little reason why anyone would choose the DC over the AC. That SUB is too good to ignore. EDIT: See below.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Similarly, Wells Fargo ATM cash reward withdrawals can only be completed in $20 cash rewards increments (2,000 points). These restrictions aren’t a big issue unless you’re in a pinch, though ...Got approved for the Wells Fargo Active Cash card! I had applied a week earlier for the card and it had taken so long to hear back but they finally approved me and I've got a credit limit of $2500! Time to redeem all those flat rate 2% cash back! Vote. 2 comments. Add a Comment.Wells Fargo Retail Services states that the Wells Fargo Home Projects Visa can be used at the home improvement store that issued the card, as well as any other stores where Visa is accepted.Hello everyone! I currently have three credit cards, however, I noticed that WellFargo offers a cashback card with no annual fee. "Earn A $200 Cash Rewards Bonus With The Wells Fargo Active Cash® Card After Spending $500 Within The First Three Months. " My credit score is 750 currently, so should I get it just for cashback?Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn’t get the sub but I’ve called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I’m still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ... Wells fargo active cash card reddit, It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card., However, I'd like to get another 2% cash back catch-all card so I can 2% back on everything else, rather than 1%. Now, the Citi Double Cash gives 2% back on all purchases and is in the same ecosystem as the Citi Custom Cash, but the Double Cash has no $200 welcome offer. The Wells Fargo Active Cash on the other hand gives 2% back on all ..., Wells Fargo Active Cash I saw there is a deal on the WF earn more rewards website for 15% bonus cash rewards on all gas stations purchases until May 22nd 2022. Under terms, it says the offer 'may not' be eligible at wholesale club gas stations., Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, gas stations, transit, popular streaming services and phone ..., Opened their checking account last month for SUP, only about $2k balance. Just clicked this link and applied, got approved. EX FICO: 769. New accounts: 13/24 (12 cards + 1 car loan which paid down 75% at the 2nd month) HP: 9/24 (5 card application + 4 car loan prequal) cornstock2112 • 2 yr. ago., Wells Fargo dropping $25 minimum redemption. 306. 73. r/CreditCards. Join. • 9 days ago., 87 87 comments Add a Comment Vanilla35 • 2 yr. ago • Edited 2 yr. ago Stoked to have gotten both this and the Citi Custom Cash. Gotta spend it up these next few months to get both SUBs 💰 18 StrikeScribe • 2 yr. ago I just got Citi Custom Cash a month ago. So this encourages me., Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs., Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ..., View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash . Big mistake in applying a little too early as my last card with them hasn't been 6 months just yet. ... fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you ..., So if you pay rent directly to my landlord by any credit card (including the BILT card) then yes there is a fee. However, BILT gets around this by giving you a checking and routing number that you can use to pay rent via an online portal. And then BILT just charges that same amount to your card., The Active Cash Card has been awarded accolades by Money.com, Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best for Flat-Rate Rewards, Best …, When you're ready to ask for a credit limit increase from Wells Fargo, you can call the bank at 1-800-642-4720. Ask to speak to a representative about increasing your account's credit line ..., Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs., Time to add a new card to the portfolio. I'm thinking about going for the Wells Fargo Active Cash now. The SUB makes that extra .5% cashback more enticing. Then I'd go for the Citi Custom Cash in 3 months and making that my grocery card. I'm using the Flex for grocery stores this quarter. I'd downgrade my BCP after the annual fee hits. , So as the title says, I found out last night Wells Fargo will let me go from my CW card to AC card with "no credit check, same account number….." basically sounds like a strait card swap. Is there any reason NOT to do it? The cash back goes from 1.5% to 2.0% and thats it, same APR/credit line…, I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …, On top of this, every month you spend at least $1,000 you’ll earn 3x points per dollar -- a higher flat rate than even the highly regarded Wells Fargo Active Cash® Card. If you’re using the ..., Sep 6, 2023 · The intro APR offers for the two cards differ. Wells Fargo Active Cash® Card: A 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on ... , The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders. Read full review. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed ..., Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells ..., Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000. , Denied from Wells Fargo Active Cash. I was looking to get a catch-all 2% card. Applied and was denied for the WF Active Cash Visa Card yesterday. Called this morning and they said there was nothing else they could do and the reasoning was credit history and utilization. Here are stats at application: Oldest Account: 1 yr 4 mo. Income: $120k+., Blue Cash Preferred. $6,600 / year earning 6 percent back + $4,200 / year earning 3 percent back + $6,700 / year earning 1 percent back = 589. $95 ($0 intro annual fee for the first year) $494. That said, if you don't like the idea of an annual fee, the Autograph Card can still offer impressive value on its own., I've never had a credit card. I've had a bank account with Wells Fargo for the past 5 years and wanted a card that integrates with that for simplicity sake. I was wondering whether it'd be a bad idea to apply for the Wells Fargo Active Cash Card. I'm worried I'll be denied and then have to reapply to worse cards with a lower credit score., I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now. , The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. It also offers a welcome bonus: a $200 cash rewards bonus after spending $500 in purchases in the ..., Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022., Winner: Tie. While both cards offer 0% APR on balance transfers, the Citi Double Cash Card has a longer intro period at 18 months. The Wells Fargo Active Cash Card has the benefit of offering a 0% ..., $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases., The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. It also offers a welcome bonus: a $200 cash rewards bonus after spending $500 in purchases in the ..., The Wells Fargo Active Cash Card credit limit is $1,000 or more. Everyone who gets approved for Wells Fargo Active Cash is guaranteed a credit limit of at least $1,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is ..., I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.